Full pay games
When
modern video poker games first appeared, the highest-paying common variant
of a particular game was called "Full-Pay". Game variants that returned a
lower payback percentage were termed "Short-Pay". Though the term Full-Pay
is still in use, today, there are many game variants that return more.
Payback percentage expresses the long-term expected value of the player's
wager as a percentage if the game is played perfectly. A payback percentage
of 99 percent, for example, indicates that for each $100 wagered, in the
long run, the player would expect to lose $1 if they played every hand in
the optimal way. Some Payback percentages on full-pay games are often close
to or even in excess of 100 percent. Full-pay Jacks or Better, for example,
offers a payback percentage of 99.54%.Casinos don't usually advertise the payback percentages, leaving it up to the player to identify which video poker machines offer the best schedules.
The payoff schedules for most video poker machines are configured with a pay schedule that pays proportionally more for certain hands (such as the Royal Flush) when the maximum number of credits (typically 5 coins) is bet. Therefore, players such who do not play with the maximum number of credits at a time are playing with a smaller theoretical return.
Jacks or Better
"Jacks or Better," sometimes simply called "Draw Poker," is the most common variation of video poker. Payoffs begin at a pair of jacks. Full pay Jacks or Better is also known as 9/6 Jacks or Better since the payoff for a full house is 9 credits and the payoff for a flush is 6 credits.
| Hand | 1 credit | 2 credits | 3 credits | 4 credits | 5 credits |
|---|---|---|---|---|---|
| Royal Flush | 250 | 500 | 750 | 1000 | 4000 |
| Straight Flush | 50 | 100 | 150 | 200 | 250 |
| Four of a kind | 25 | 50 | 75 | 100 | 125 |
| Full House | 9 | 18 | 27 | 36 | 45 |
| Flush | 6 | 12 | 18 | 24 | 30 |
| Straight | 4 | 8 | 12 | 16 | 20 |
| Three of a kind | 3 | 6 | 9 | 12 | 15 |
| Two Pair | 2 | 4 | 6 | 8 | 10 |
| Jacks or Better | 1 | 2 | 3 | 4 | 5 |
| Theoretical Return | 98.4% | 98.4% | 98.4% | 98.4% | 99.5% |
Bally's All American
All American is based on Jacks or Better with an increased payout for flushes, straights and straight flushes, but reduced payout for full houses and two pairs (8=8=8=3=1 versus 9-6-4-3-2). The full pay version (quads return 50 bets), once common but now rare, is one of the highest return versions of video poker offered, but the play strategy is very complex and mastered by few.
Tens or Better
"Tens or Better" is a variation of 6/5 Jacks or Better. The minimum paying hand is a pair of tens, rather than a pair of Jacks. Strategy is similar between the two games, in spite of the very different full house and flush payouts.
Deuces Wild
"Deuces Wild" is a variation of video poker in which all twos are wild. (Wild cards substitute for any other card in the deck in order to make a better poker hand). In Deuces Wild, the payout for a four of a kind makes up approximately ⅓ of the payback percentage of the game, and a four of a kind occurs on average approximately every fifteen hands. Deuces Wild can be found with pay schedules that offer a theoretical return as high as 100.8 percent, when played with perfect strategy:this full-pay version is found only in Nevada.(2) It is also available with other pay schedules that have lesser theoretical returns:
| Hand | 1 credit | 2 credits | 3 credits | 4 credits | 5 credits |
|---|---|---|---|---|---|
| Natural Royal Flush | 300 | 600 | 900 | 1200 | 4000 |
| Four Deuces | 200 | 400 | 600 | 800 | 1000 |
| Wild Royal Flush | 25 | 50 | 75 | 100 | 125 |
| Five of a Kind | 15 | 30 | 45 | 60 | 75 |
| Straight Flush | 9 | 18 | 27 | 36 | 45 |
| Four of a Kind | 5 | 10 | 15 | 20 | 25 |
| Full House | 3 | 6 | 9 | 12 | 15 |
| Flush | 2 | 4 | 6 | 8 | 10 |
| Straight | 2 | 4 | 6 | 8 | 10 |
| Three of a Kind | 1 | 2 | 3 | 4 | 5 |
| Theoretical Return | 99.7% | 99.7% | 99.7% | 99.7% | 100.8% |
Bonus Poker
"Bonus Poker" is a video poker game based on Jacks or Better, but Bonus Poker offers a higher payout percentage for four of a kind. The full-pay version of this game returns 99.2%. (3) The game has multiple versions featuring different bonus payouts based on the ranking of the four of a kind.
Double Bonus
"Double Bonus" video poker is a variation of Jacks or Better with a bonus payout for four aces. This variation offers up to a theoretical return of 100.2 percent, when played with perfect strategy - however, it must be noted that this % is only on a "10/7" version video poker game (10/7 being the payouts for a full house and a flush). There are many other video poker varieties of 10/6, 9/6, etc. that have slightly lower than the most generous 10/7 version payout. Although the full-pay version has a theoretically-positive return, few play well enough to capitalize on it. Double Bonus is a complex game.(4)
It is also available with other pay schedules that have lesser theoretical returns:
| Hand | 1 credit | 2 credits | 3 credits | 4 credits | 5 credits |
|---|---|---|---|---|---|
| Royal Flush | 250 | 500 | 750 | 1000 | 4000 |
| Straight Flush | 50 | 100 | 150 | 200 | 250 |
| Four Aces | 160 | 320 | 480 | 640 | 800 |
| Four 2, 3, or 4 | 80 | 160 | 240 | 320 | 400 |
| Four 5-K | 50 | 100 | 150 | 200 | 250 |
| Full House | 10 | 20 | 30 | 40 | 50 |
| Flush | 7 | 14 | 21 | 28 | 35 |
| Straight | 5 | 10 | 15 | 20 | 25 |
| Three of a Kind | 3 | 6 | 9 | 12 | 15 |
| Two Pair | 1 | 2 | 3 | 4 | 5 |
| Jacks or Better | 1 | 2 | 3 | 4 | 5 |
| Theoretical Return | 99.1% | 99.1% | 99.1% | 99.1% | 100.2% |
Double Double Bonus
"Double Double Bonus" video poker is a variation of Jacks or Better which offers bonus payoffs for different four of a kinds, as seen in the payout table below. Full pay Double Double Bonus can be found with pay schedules that offer up to a theoretical return of 100.1 percent, when played with perfect strategy. It is also available with other pay schedules that have lesser theoretical returns:
| Hand | 1 credit | 2 credits | 3 credits | 4 credits | 5 credits |
|---|---|---|---|---|---|
| Royal Flush | 250 | 500 | 750 | 1000 | 4000 |
| Straight Flush | 50 | 100 | 150 | 200 | 250 |
| Four Aces w/2, 3, or 4 | 400 | 800 | 1200 | 1600 | 2000 |
| Four 2, 3, or 4 w/A-4 | 160 | 320 | 480 | 640 | 800 |
| Four Aces | 160 | 320 | 480 | 640 | 800 |
| Four 2, 3, or 4 | 80 | 160 | 240 | 320 | 400 |
| Four 5-K | 50 | 100 | 150 | 200 | 250 |
| Full House | 10 | 20 | 30 | 40 | 50 |
| Flush | 6 | 12 | 18 | 24 | 30 |
| Straight | 4 | 8 | 12 | 16 | 20 |
| Three of a Kind | 3 | 6 | 9 | 12 | 15 |
| Two Pair | 1 | 2 | 3 | 4 | 5 |
| Jacks or Better | 1 | 2 | 3 | 4 | 5 |
| Theoretical Return | 98.9% | 98.9% | 98.9% | 98.9% | 100.1% |
